THE recent heatwave sparked safety concerns as temperatures climbed above 30 degrees Celsius.

And now storm and flash flood warnings in some areas of the UK means damage to our homes and gardens may occur, with fallen trees, water damage and defects to property exteriors.

This is because there has been an increase in urban populations, meaning that there are more roads, less open ground and fewer gardens. So, during heavy downpours, drainage systems are more likely to be overwhelmed.

More than one in ten (11%) Brits admit that they’re confused about what precautions they can take to protect their homes from these extreme weather and flooding conditions.

It’s important to carry out routine home maintenance, such as clearing gutters, inspecting roof tiles, and pruning trees. 

Not only will this help to reduce damage, but it could prevent your insurance claim from being refused because of wear and tear before the flood took place.

If flooding does damage your home, the good news is that you are usually covered by your buildings and contents insurance, but it’s important to check your policy. 

Should you need further cover, you can find out about adding flooding insurance to your policy.

Jessica Willock